What do you think?

I was watching this new Badminton league on Star Sports and started thinking what has started with IPL (India Premier League) and suddenly there are loads of Leagues started around the concept (Auction the player – Buy the player – Earn the profit).

This franchise system has changed the energy of the very game, where it has entered either Cricket, or Football, or Tennis or Badminton. These are few sports which are already in limelight due to the recognition at world level and Olympics. What should intrigue you is the rise of the Indian desi sport Kabbadi. This was considered as the sport of the village and rural area (mostly due to the easily available sand field for making the Kabbadi arena :)).

So come to the point what did really intrigued me to write this blog, that raised the necessity to get the answers. It is what do you think what happens to spirit of the Indian. If you remember Chak De India! movie part where Shahrukh Khan asks every state players their intro and everyone stated that they are from so so state, but he choses Vidhya because she mentioned India in her intro.

So what do you think happens to the spirit of the Fans, Players, normal people who does not take care of what is going all in this sport (because they are already too much in following Soccer, FIFA and FI) anyway who has time to go for the extra stuff. Whether the very spirit of the game raised the very truly feeling of belonging to one Nation India ( rather than they are from so so Delhi, Chennai, Mumbai or so team).

What do you think spirit of the game really raises the feeling of the one truly nation India, among all the Indian players.

Disclaimer : Keep out all the Pros sportsperson as they are already above this spirit, they are already moved to very FORCE of the sport.


Thanks guys reading this, I will be really happy if you can put some thoughts here. May the force be with you.

Financial Dilemna

Is this a start of another Bubble burst – Financial? India is loosing its favourite destination for investment in the world. If you look closely you will find that most of the Blue Chip companies lost significant amount of their market capitalisation. Increasing NPAs(Non Performing Assets), rise of defaulters, reducing profit what does that mean, i mean once Banking stocks were shine of the every quarterly results. Now what else could be the reason and that is concern for middle class like us as the investors. Will you or will you not enter into this hideous, mischievous investment fund driven market?


Good Luck guys.

Reserve Bank of India

Hello Friends,

Today I am going to discuss about Reserve Bank of India (RBI). This is central bank of India.

It was established in 1934 as a private bank, government owned and it was not a commercial bank but its sole purpose was to provide basic services of Central Bank to India.

It is an agency or an institution to do traditional work of a central bank. Where Deposit, Credit can be done. Normal bank that we know are the bank which act as intermediaries between Depositors and Creditors.  Difference between Central bank and commercial bank is that Central Bank is bank of Commercial bank and Commercial banks are bank to Citizen.

Central bank works on government behalf,  like it can give pension, take income tax. It works for both government and commercial bank.

There are 27 PSU banks in India, 196 regional banks, various private banks and some international banks also like Bank of America and Citi. America has 4 central banks.

It make sure that savings are getting utilized, means savings should be in other forms of liquid cases like MFs, Share market, FDs etc.

It take care of Controlled Monitoring Expansion.

Some other institutional banks that got formed from RBI:

1964 – Industrial Development Bank of India from RBI

1982 – NABARD

1989 – National Housing Bank

RBI works as guide to these banks.

RBI works as custodian of foreign currency, controller of credit.

There is a question between RBI and government. Shall RBI works as free entity, no control from Government.

What is Deficit banking, you must be wondering: What happens When government needs money they order overdraft on their behalf to RBI and RBI release it. This is called Deficit Financing.

RBI gives guidance, advise, warning to break this deficit financing but govt ignores. So bank finds it is not good for future. Now an agreement happened between govt and RBI for limit of ordering Overdraft. So if government asks for more than the limit then RBI can decide what is good for future.

July 1991, Govt decontrol the government institution, and now almost every govt. institute is dismantling govt. control. So new economic system. no control, only market, capital power. So new situation is good but RBI should guide them.

Hope you liked my post. I will post more informative articles time to time.

The old RBI Building in Mumbai

Govt of India Mint, Behind the RBI HQ. Mumbai

Govt of India Mint, Behind the RBI HQ. Mumbai (Photo credit: Wikipedia)

The old RBI Building in Mumbai (Photo credit: Wikipedia)

Amarnath Yatra

This video is compilation of the pictures that we clicked when we went to Amarnath in Kashmir, India in 2005. I know so old but memories are still fresh like it happened last year only.

We started our journey from Delhi. Our first stop was at Patnitop, a cool, peaceful hill city and it lies among serene beauty of Himalayan trees. Next day we reached to Balltaal, it was the starting point for the Amarnath yatra of 21 km long. We thought of that various foods and liquid stuffs will be provided during this walking journey, but we found none. We had to eat ice directly from the Glaciers. Anyway somehow we reached to Amarnath cave, and it started raining there, then organizers, army police start vacating that place and said that nobody will stay here in night. All have to go back to the starting point in tents. So we rush towards the cave and after two hours we were ready to go back to down. But suddenly i started wondering where are my shoes, and as usual my shoes were not there. Somehow i found somebody else’s shoes that is fit to my size and we were fully ready by then.

By late midnight we were back to the starting point and just laid down there. under a tree in the blankets that army provided. It was great thrill and adventurous trip that none of us could forget specially me because it was as tough for me to go there and come back.

Hope you all will get the chance to visit that mesmerizing place at least once in your life.


Photo of Lord Amarnath taken by Mr.Gangadhar T...

Image via Wikipedia

Subcontinent Suffering

I was going through various articles and I was startled by the fact that entire subcontinent is suffering from the war, hatred. Why it is happening to this beautiful subcontinent. When we go back to ancient ages then we got to know that this Hindustan or you can say subcontinent, was not much indulged in the war. Yes there was some wars fought in between Outsiders and Insiders, hatred between the countries but that was happening for those people who wanted to fight or with those who are trained for the fight. But nowadays innocent people are being attacked and they are the centre of all the attacks. Mumbai attack, Delhi attack, Jaipur attack, Bangalore attack related to India.
           This is not enough India is handling with ULFA, LTTE, and NAXALITES also. These groups are not from outside. They are from India and question is are they fighting for India? No they are fighting for themselves. You can say basic difference between them and terrorist that they are fighting for themselves and terrorist are not sure what they are fighting for, some bunch of sick minded people are deteriorating their mind and they’re playing with their mind. Pakistan struggling and suffering from their internal problems. People there not fighting for the country. If I say that they’re also not sure for what they’re fighting then it won’t be that much wrong. Sri Lanka for a long period they’re fighting with LTTE. They are now just want to end this but LTTE doesn’t seem to be stopped.
            Bangladesh fighting with corruption, instead of having a great cultivated land still they not up to the mark to utilize that land, they’re also indulged with the war and internal fight. Nepal now only they’ve come out with the monarchy system but still their power is not in right hand. They need real leader, who can lay a path for them a path to their success. Let’s see what will happen to their future. Afghanistan still suffering with the Taliban, US somehow managed to end the worst era for the Taliban’s, Iraq they were able to conquered, Saddam was already hanged till death by them. But they’re still fighting with the Taliban’s.
          Osama Bin Laden is dead as per US Government but nobody saw the dead body. There also innocent people are under the target. They are being target by terrorist and sick minded people. Whole subcontinent is suffering. Terrorism spreading more and more day by day. People can not live happy, they’ve so much tension to live this life, entire life they spent thinking what is the current price of fuel, rent, money, vegetables and all. A very few people go above this and think about other things, things like how they can contribute to this society, this city, this state and to country.
I am going away from my actual topic. So my question was why this is happening to this sub continent. This Subcontinent consists of INDIA, PAKISTAN, SRI LANKA, BANGLADESH, NEPAL, and AFGHANISTAN.
So if you see every country is suffering from something related to war, attack, terrorism, hatred, internal issues. So why this sub continent is suffering. Is it cursed if I state in terms of superstitions or is it because we are not in developed condition? Earlier when we used to be wealthier than any country in the world, was there any problem? Way back then we were not dependent for anything on anyone. So what happened to our happiness? Who stole that cream of our life, our ultimate happiness?
Because of the greed of power, money we’ve already sold out our cultural values to other. They called us third world countries, but can someone ask them to flip the pages of history and find who we were and how we have become like this. They were the people who even not existed in the world. Nobody knows that a big continent even existed way back 600 years back.
Now the real question why the problems are increasing with every tick of time. In India now the tension is for election, who is going to be the next PM. Many tactics are being developed within the party and with the parties. What will be your price, what do you want in the parliament, which section do you want to lead blah. But they are deviating themselves with the ultimate question How they can change the India. How they can SAVE it? What are they going to improve the position of INDIA in the next few years? China, everyone is saying is a threat to India’s development. Yes you can say that but point is how you can catch China? See we’re lagging far behind of China in every aspect whether you take numbers, area, development, growth. Yes they are growing, and world will go with them, because they’re going to the next power of the world.
In US we have seen the biggest change in their history. A man with the African roots and is now sits on the most powerful seat of the world and moreover he was elected by their people. Why the questions itself say WHY? And answer could be because they wanted to see CHANGE. The wave of change started now by electing Obama they’ve shown to the world that they don’t consider their preconceived decision whom they’re going to elect, they don’t bother who is going to lead them now whether he is black or white. They just want that person who can suggest the change, change in everything, change in their living, People are now really tensed by listening now or than that power of the world is slightly shifting to the east. Now you can say so they don’t want to see at the broader level of vision, the ultimate balance of power. Then I would suggest you to think yourselves if this is the question why would they would’ve elected a person who is not even consider as true American by others. They elected him because of thinking. You know people actually crying when he was declared as the next President of US. You can clearly see that glow, that shine in their eyes. They were pretty clear, they’ve shown the world they want Change.
Now I put this question to all of you, how can you save this Subcontinent? Is there any need of change in leadership as it already happened in the US? So who is going to give that feel of change? Ask yourself, think and answer it?
I urge you to contribute something to this world back.